Stewart (pictured) has spent more than 20 years working client side – including more than 18 years at Lloyds Bank in numerous roles culminating in head of usage and engagement. He has also worked as head of digital channels at the Co-operative Bank.

Delineate CEO James ‘JT’ Turner said: “This is a pivotal role for our company. Having somebody of James’ calibre and experience join our leadership team is testimony to our vision to build products and services that make a real difference to the performance of our clients business, and we’re very excited for our next phase of product growth under his leadership.”